David Cadarette

David Cadarette
Michigan Financial Services Professional


David Cadarette is the Founder and CEO of CLC Investment Advisors and has over 14 years experience in the insurance & financial services industry. David specializes in retirement planning and focuses on client's overall well being by designing portfolios that are specific to the individual and their goals and dreams.

David was the Captain of the 2000-01 Toledo Storm Championship Team and attended Buffalo State College in Buffalo NY (SUNY) and study Business. His minor league hockey career was with the Huntsville Channel Cats (SEHL) where he captured his second championship and had stints with the Toledo Storm ECHL (Detroit Red Wings NHL) and the Pensacola Ice Pilots ECHL (Tampa Bay Lightning NHL). David spends his time biking, kayaking, hiking and camping with his family. He currently lives in Northern Michigan with his beautiful wife Victoria and their 4 wonderful children.
Tracy Lownsberry

Tracy Lownsberry
Insurance / Medicare / Retirement Specialist

Tracy is a partner and retirement specialist with CLC Investment Advisors. He specializes in coordinating retirement benefits by maximizing coverage options for his clients through seminars and consultations. Tracy primarily deals with individuals on Medicare who are looking to ensure they have the best coverage for their situation.

Tracy attended Ferris State University in 2011, as well as joining the United States Army Reserves as a Special Operations soldier. He graduated with a Bachelor of Science in 2016 and moved back to Northern Michigan with his wife Elizabeth. He enjoys many outdoor activities such as hiking, biking, swimming, and camping. He is very active in his church and the community, as well as being family oriented. He and his wife hope to start a family soon, they currently have no children.
Chris Pemble

Chris Pemble
Life / Health Insurance Specialist

Chris is a partner and retirement planning advisor with CLC Investment Advisors. He specializes in Life and Health Insurance. Chris has 10 years experience in the insurance and financial planning services industry.

As a Ferris state university alumni, Chris was the president and captain of the men’s volleyball team as well as a student assistant coach for Ferris State University‘s women’s program as well. He also played some MPVA events following his college career. 

As a father of four beautiful girls, Chris and his family spend most of their time in the great outdoors hiking swimming camping. In his free time he Enjoys playing golf, fly fishing, and hunting at his family’s property in the upper peninsula of MI. ​

We are a proud member of the safe money places agent network

The Safe Money Places® Agent Network is a national organization of independent, like-minded financial professionals who operate under the Safe Money Places® philosophy. 

The network’s mission is to educate the public about Safe Money Places® and how “safe money products” will help keep their wealth intact and safe. 

Members provide their clients with the knowledge about how “safe money products” can provide income vehicles during retirement, help preserve their estates, and how certain financial products can do BOTH.
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Please visit our educational website www.SafeMoneyPlaces.com for more information. 

ASK US A FINANCIAL QUESTION

Everyone’s financial situation is unique and there is NOT a one-size fits all retirement plan. Ask us questions and get real answers. ​