CLC Investment Advisors

Finally... something different - CLC Investment Advisors

  • About
    • Our Firm
    • Our Team
  • Investments
    • Tactical Portfolio Management
    • Riskalyze
  • Retirement Income
    • Fixed Annuity
    • Social Security
  • Protection
    • Life Insurance
    • Long Term Care
  • Strategies
    • Personal Pension Plan
    • Wealth Transfer
  • Medicare
    • Medicare Information
    • Medicare Supplement
    • Medicare Advantage
    • Medicare Prescriptions
    • Medicare Consultation
  • Videos
  • Resources
  • Contact
  • About
    • Our Firm
    • Our Team
  • Investments
    • Tactical Portfolio Management
    • Riskalyze
  • Retirement Income
    • Fixed Annuity
    • Social Security
  • Protection
    • Life Insurance
    • Long Term Care
  • Strategies
    • Personal Pension Plan
    • Wealth Transfer
  • Medicare
    • Medicare Information
    • Medicare Supplement
    • Medicare Advantage
    • Medicare Prescriptions
    • Medicare Consultation
  • Videos
  • Resources
  • Contact
Search by typing & pressing enter

YOUR CART

Meet the team

Dave Cadarette- Insurance Agent and Financial Advisor
David Cadarette

David Cadarette
Michigan Financial Services Professional


David Cadarette is the Founder and CEO of CLC Investment Advisors and has over 14 years experience in the insurance & financial services industry. David specializes in retirement planning and focuses on client's overall well being by designing portfolios that are specific to the individual and their goals and dreams.

David was the Captain of the 2000-01 Toledo Storm Championship Team and attended Buffalo State College in Buffalo NY (SUNY) and study Business. His minor league hockey career was with the Huntsville Channel Cats (SEHL) where he captured his second championship and had stints with the Toledo Storm ECHL (Detroit Red Wings NHL) and the Pensacola Ice Pilots ECHL (Tampa Bay Lightning NHL). David spends his time biking, kayaking, hiking and camping with his family. He currently lives in Northern Michigan with his beautiful wife Victoria and their 4 wonderful children.

Chris Pemble - Insurance Agent and Financial Advisor
Chris Pemble

Chris Pemble
Life / Health Insurance Specialist

Chris is a partner and retirement planning advisor with CLC Investment Advisors. He specializes in Life and Health Insurance. Chris has 10 years experience in the insurance and financial planning services industry.

As a Ferris state university alumni, Chris was the president and captain of the men’s volleyball team as well as a student assistant coach for Ferris State University‘s women’s program as well. He also played some MPVA events following his college career. 

As a father of four beautiful girls, Chris and his family spend most of their time in the great outdoors hiking swimming camping. In his free time he Enjoys playing golf, fly fishing, and hunting at his family’s property in the upper peninsula of MI. ​

Picture

We are a proud member of the safe money places agent network

The Safe Money Places® Agent Network is a national organization of independent, like-minded financial professionals who operate under the Safe Money Places® philosophy. 

The network’s mission is to educate the public about Safe Money Places® and how “safe money products” will help keep their wealth intact and safe. 

Members provide their clients with the knowledge about how “safe money products” can provide income vehicles during retirement, help preserve their estates, and how certain financial products can do BOTH.
​
Please visit our educational website www.SafeMoneyPlaces.com for more information. 

ASK US A FINANCIAL QUESTION

ask a question
Everyone’s financial situation is unique and there is NOT a one-size fits all retirement plan. Ask us questions and get real answers. ​
ASK a QUESTION

Contact Us:

CLC Investment Advisors
416 E Mitchell St
PO BOX 2060
Petoskey MI 49770
231.675.2693

Need Help Making a Financial Decision?

Ask a Question >

Agent Login
DISCLAIMERS:
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor.  Horter Investment Management does not provide legal or tax advice.  Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements.  Insurance and annuity products are sold separately through CLC Insurance.  Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.

Your investment advisor may recommend third-party money managers who utilize investment strategies designed to minimize portfolio volatility and reduce the risk of declines in account values.  Low Risk or Low Volatility strategies are generally defined as strategies that have a 10-year maximum drawdown of less than 10%.   Like any other investment strategy, this approach entails risks, including the risk that client accounts can still lose value and the risk that a defensive position may, at any given point in time, prevent client accounts from appreciating in value.

Insurance and annuity products are not sold through Horter Investment Management, LLC (“Horter”).  Horter does not endorse any annuity or insurance products nor does it guarantee their performance.  Owners of these products are subject to the terms and conditions of the policies and contracts of the issuing companies.  All product guarantees depend on the insurance company’s financial strength and claims-paying ability.

​CLC Investment Advisors is not responsible for any independent decisions made from information found on this website or links provided to external websites. You need to conduct your own research and consult with CLC Investment Advisors or your own financial professional about your personal situation before making any financial decisions.

Medicare Supplement insurance policies are underwritten by each individual insurance company. CLC INVESTMENT ADVISORS AND THEIR LICENSED AGENTS/PRODUCERS ARE NOT CONNECTED WITH OR ENDORSED BY THE US GOVERNMENT OR THE FEDERAL MEDICARE PROGRAM.

Policies may have limitations and exclusions. For costs and complete details of coverage, contact the agent/producer.

These products and their features and riders may not be available in all states.

This is an insurance solicitation. A licensed insurance agent/producer may contact you.

Medicare Supplement insurance underwriting is conducted by each individual insurance company.

INFORMATION CONCERNING COPYRIGHT INFRINGEMENT CLAIMS:
CLC Investment Advisors  provides links from its website to various third party sites which may enable you to obtain locations and information outside of our control. We neither control nor endorse such other websites, nor have we reviewed or approved any content appearing on them. We do not assume any responsibility or liability for any materials available at these websites, or for the completeness, availability, accuracy, legality or decency of these sites.

©2020 CLC Investment Advisors. All rights reserved